The high rate of unemployment is one of the chief reasons for the plummeting car sales the past several months and people who are worried about losing their jobs will definitely not take on another risk. 

Hyundai Motor America arrived at a novel way to combat these problems. The South Korean car manufacturer has offered the people the possibility for people buying or leasing a new Hyundai to, within the next 12 months, return the vehicle in case they “experience an involuntary loss of income” or if they lose their job, the Los Angeles Times reported.

- That's a new one. It’s an indication of the very tough sales environment right now – said Erich Merkle, a vehicle industry analyst.

According to a statement released by Hyundai, the buyers can return their vehicles without any additional costs in the following cases:

- Involuntary job loss;

- Physical disability;

- Loss of driver's license for medical reasons;

- Job transfer overseas;

- Personal bankruptcy filing by a self-employed worker;

- Accidental death.

If somebody meets the above conditions, Hyundai is prepared to absorb as much as 7,500 dollars in negative equity, which covers the loss of value of the vehicle after a year for most of their models sold in the United States.